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Paying Insurance Premiums

How can I pay for life insurance premiums? You can choose to pay your life insurance premiums monthly, quarterly, semi-annually, or annually.

If you decide that a monthly payment plan is best for you, then please download the Authorization for Electronic Funds Transfer (EFT), which will allow us to deduct your premium monthly from your checking or savings account. If a quarterly, semi-annual, or annual payment plan is best for you, you can choose one of three payment options: Electronic Funds Transfer from a checking or savings account, Automatic Credit Card deduction, or you can receive a bill by mail and pay by personal check. For information regarding the Automatic Credit Card option or to change the frequency or your payment, please call us at 1 800 842-2776 Monday through Friday, 8 a.m. – 6 p.m. (ET).

Please mail Universal Life Insurance and Variable Universal Life premium payments to:

TIAA-CREF Universal Life Premiums
P.O. Box 530197
Atlanta, GA 30353–0197

For all other Life Insurance policy types, please mail premium payments to:

TIAA-CREF Life Insurance
P.O. Box 6298
Carol Stream, IL 60197–6298

back to top How can I pay for Long-Term Care Insurance? Administrative responsibility for your long-term care insurance policy has been transferred to MetLife. Please call 1 888 748-4824 (MetLife's Customer Service number) for any information regarding your policy.  

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Can I pay my life insurance premiums by Credit Card? Yes. We accept Master Card and Visa. You can set this up by calling the Insurance Service Center at 1 800 842-2776.

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Can I pay my life insurance premiums via EFT? Yes.  Complete the life insurance premium Authorization for Electronic Funds Transfer (EFT) form and return it to TIAA-CREF.  Note that you will not receive written confirmation. Please be sure to check with your financial institution or review your credit card statement for a record of the transaction.

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